That's true if you are permanent resident or citizen and have a job with steady income
However,
we should not forget that lots of people in this forum come to US as a student and have to live in uncertainty for about 4-5 years, so it's better to help them not to be under the illusion that there is no need to save money in this country.
As a fuly funded foreign student, I think you should at least have 20k in your saving account
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