I assume that your visa is granted and you are here in Aus to get your visa application charge refunded as IPRS awardee.
You need to contact insurance company directly and inform them that card in not valid anymore; otherwise, if you request for refund, they will automatically use that account details.
(One of my friends got my account details to be refunded in my account rather than the original card, but they refunded in the card which payment was made)
Hope this helps
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